Agent payment infrastructure

Your agents can spend
your money.
Nothing stops them.

Troxy is the policy enforcement layer between your AI agents and your payment methods. Task-scoped budgets. Real-time authorization. Full audit trail. One MCP integration.

✓ Free during beta  ·  No credit card  ·  MCP-native
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terminal · getting started
# Install Troxy in 2 minutes npx troxy init # Before Troxy — agent has direct card access. No limits. { "stripe": { "url": "https://mcp.stripe.com" } } # After npx troxy init — agent hits Troxy first, every time. { "stripe": { "url": "http://localhost:4242/stripe" ← Troxy } } # Set a budget. Create a policy. Done. → Card ···1234 | $500/mo travel budget | escalate above $300 → Card ···5678 | Block electronics | allow groceries only → Card ···9012 | Blocked from all agents until unlocked # Every payment decision logged. Approve from email in one tap.
How it works
One proxy. Total control.
01
Agent triggers
AI agent calls a payment tool via MCP
02
Troxy intercepts
Policy engine evaluates in <100ms
03
Pass or escalate
Auto-approved, blocked, or sent to you
04
Audit trail
Every decision logged with full task context
$1T
Projected agent commerce by 2030
73%
AI deployments vulnerable to prompt injection
16%
Consumers who trust AI to pay autonomously

Task-scoped session cards

Cards born when a task starts, dead when it ends. Budget locked to the exact task — not the agent, not the user.

Real-time policy engine

Merchant category filters, spend limits, time windows, approval thresholds. Deterministic rules, sub-100ms decisions.

Human approval flows

Anything above your threshold gets held and sent to you. One tap to approve or decline. Agents wait, not you.

Prompt injection shield

Malicious websites can't hijack your agent into unauthorized charges. Policy layer catches it before money moves.

Full audit trail

Every transaction logged with task context — what was bought, why, by which agent, against which policy.

Works with any agent

MCP-native. Works with Claude, GPT-based agents, Cursor, Windsurf, and any agent that supports MCP tools.

Get early access

We're onboarding developers in private beta. No credit card required.

✓ Free during beta  ·  MCP-native  ·  Ships Q2 2026
✓ You're on the list. We'll be in touch soon.